An Excellent Opportunity for

Senior Relationship Officer (SME)

GeneralPosted 3 w ago

Location

Krong Stueng Traeng | Stung Treng

Job Type

FULLTIME

Experience

1+ Years

Experience level

Entry Level

Work Mode

On-site

Industry

Banking/Finance

Languages

English

About the role

Identify and/or assess potential customers through collecting, analyzing, and developing appropriate information necessary for loan assessment.
Promotes and pushes cross-selling of bank products and services to both existing and new customers.
Analyze customer financial statements, cash flow, and viability.
Conduct site visits and verify operations, collateral, and ownership.
Prepare credit proposals / loan applications in line with bank credit policy.
Coordinate with Credit, Risk, Legal, and Operations teams for loan approval and disbursement.
Ensure proper documentation and compliance before loan drawdown.
Prepares loan report as required by supervisor and/or manager.
Keep a close relationship with customers to make sure their banking needs are satisfied and act to expand their product holdings.
Resolve every issue and query of the customers related to the loan products and formalities.
Review the regular credit report and analyze and evaluate the balance of PAR and credit quality.
Assist the manager to improve staff competency by coaching and mentoring newly hired staff.
Perform other tasks as assigned by management.

Requirements

Bachelor's degree in Finance, Banking, Accounting, Administration, or related fields.
Minimum 1—2 years' experience in SME/Commercial lending.
Hands-on experience in customer sourcing and loan processing.
Good in Speaking/Reading/Writing English is necessarily required.
Computer literacy, i.e., Khmer and English Typing, MS Word, Excel, and PowerPoint Ability to read, interpret and analyze data and statistics and knowledge of governmental regulations Ability to with mathematical concepts such as probability and statistical inference Ability to apply concepts such as fractions, percentages and ratios Detailed, decisive and analytical Strong history of managing loan quality and growing portfolios.
Willing to under pressure and over time.

Required Skills

FinanceBankingAccountingAdministrationSME LendingCommercial LendingCustomer SourcingLoan ProcessingEnglishKhmer TypingEnglish TypingMS WordMS ExcelMS PowerPointData AnalysisStatistical AnalysisGovernmental RegulationsMathematical ConceptsProbabilityStatistical Inference

Benefits

Attractive salary package
Rewards for over performance
Opportunities for promotion
Possibility for job training
Learn new skills and techniques

About An Excellent Opportunity for

Visit Website

Canadia Bank Plc. was established on 11th November 1991 as “Canadia Gold & Trust Corporation Ltd.”, joint-venture between Cambodian - Canadians and the National Bank of Cambodia (Central Bank of Cambodia). The bank’s management consisted of former staff of the National Bank of Cambodia and its Cambodian – Canadian shareholders. The main activities were based on gold transactions, gold plaque manufacturing and lending to local merchants. Since 1991, the bank has grown significantly and expanded operations, becoming the largest local bank in Cambodia. Banking with Canadia Bank means a relationship with us and our banking professionals. Dedicated service to our customers, we deliver best-in-class banking across Cambodia. Long-standing local experience, wide network of branches, and uncompromising focus on financial strength and reliability, Canadia Bank leads. With an eye for the future, we are building a universal financial services group. With an extensive range of products and services

Industry

Banking/Finance