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the Bank

Credit Analysis Specialist (Biz & Commercial Loan)

Financeបានបង្ហោះ 1 mo ago

Location

Chamkar Mon | Phnom Penh

Job Type

FULLTIME

Experience

2+ Years

Experience level

កម្រិតសហការី

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

អំពីតួនាទី និងភារកិច្ច

  • Analysis for all loan applications (Commercial, Cooperate and SME products) from Department and Branch
  • Recommend to Line Manager about the loan application decision after review
  • To review the loan purpose (Commercial, Cooperate and SME products) of the clients to make sure it is correctly by follow loan request submit by Branch/Department
  • To review finance statement and other income document to identify Potential risk in order making decision.
  • To review existing loan portfolio to assess risk level and make recommendation for adjustment to portfolio base on change in the market condition.
  • Collecting and consolidate all data from internal property evaluation and external property evaluation to minimize the risk of the Bank.
  • Provided information about loan term and condition to Manager/loan officer /Chief loan Officer /BM and other stakeholder involved in the loan process.
  • In case loan suspicious, we shall be conducted site visit and collateral.
  • To set loan amount for clients to be risk protection after reviewed client information.
  • In case loan has limited over 500K after reviewed shall be prepared client’s documents for credit committee meeting
  • To be clear credit score by follow credit policy
  • Helping to enhance the quality of credit applications to bank get high income and low risk
  • Making recommendations about procedural/policy changes in case clients want to change any condition that branch cannot decide, so we can guide to branch
  • To prepare monthly report to senior manager

លក្ខខណ្ឌតម្រូវការងារ

  • University degree in Finance and Banking or equivalent professional qualifications Minimum 2 years of experience in related field with financial institutes (Priority) Professional proficiency in Khmer and English other foreign s is a plus.
  • Ability to create innovating solutions to challenges and opportunities Excellent negotiation, persuasion, team ing and partnership ing skills Excellent verbal and written communication skills Strong knowledge of Cambodian banking system and regulations Good knowledge of customer service and customer retention strategies Experience with POS services Excellent command of Khmer and English.

ជំនាញចាំបាច់

Finance and BankingKhmerEnglishProblem-solvingInnovationNegotiationPersuasionTeamworkPartnership buildingVerbal communicationWritten communicationCambodian banking systemRegulationsCustomer serviceCustomer retentionPOS services

កាលវិភាគការងារ និងភាពបត់បែន

Schedule:standard

ព័ត៌មានលម្អិតអំពីប្រាក់បំណាច់

Bonus:13th month

អត្ថប្រយោជន៍ទទួលបាន

  • Fix Bonus 150% of Salary
  • Lunch Allowance
  • Seniority Pay
  • Position Allowance

អំពី the Bank

ចូលមើលគេហទំព័រ

PPCBank is commercial local bank which had operation in Cambodia since 01 September 2008. PPCBank has 26 Branches in Cambodia now. Slogan: We make banking easy. Vision: Creating a success story in Southeast Asia in the financial industry. To create a space which we build with our most valued customers through closeness and trust. We have also embedded the concept of ‘leaping forward’ in our symbol, which signifies sustainably growing through change and innovation to achieve our vision of being ‘We make banking easy’. Leaping forward We constantly embrace change, which is backed by our competitive strength as a pioneer of retail finance; and we aim for excellence through innovation. People As a retail financial group, we dedicate ourselves to providing the best service for low-to-middle class. Trust Embedded strongly with the saying, ‘The guardian tree of a village’, we believe in prospering through closeness, confidence and loyalty built with our customers. Space Space has been firmly

Industry

Banking/Finance

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