KB PRASAC Bank

Senior Commercial & SME Loan Support Officer

FinancePosted 4 mo ago

Location

Cambodia

Job Type

FULLTIME

Experience

3+ Years

Work Mode

On-site

Industry

Banking/ Insurance/ Microfinance

Languages

English, Khmer

About the role

Directly work with branches to share the SME sales strategy to achieve the annual lending plan.
Daily work with all regions & branches to push & follow up on the productivity & performances of SME/Commercial loans.
Closely follow up with branches to assess and timely submit credit review & loan extension.
Conduct branch visits to support the loan assessment & also marketing activities to improve the KPI performances of SME/Commercial loans.
Ensure SME/Commercial loans are of good quality at all regions & branches.
Explore & coordinate to make good relationships with SME business associations for SME business referral purposes.
Coordinate with credit analysis to speed up the SME/Commercial loan approval process.
Timely report the performances of SME/Commercial loans to management.
Guide all branch networks to daily improve the pipelines of SME/Commercial loan customers.
Perform other tasks as required by management.

Requirements

Bachelor’s/Master’s degree in Marketing, Finance, Economics, or equivalent related field.
Minimum of 3-5 years of lending experience with a focus on SME/Commercial segments & Experience working in a regulated financial institution, preferably with some direct lending management experience Experience with building strong relationships to achieve loan growth targets.
Excellent working knowledge of the SME market.
Solid knowledge of risk, macroeconomics, trading, portfolio theory & Financial Statement.
Good at English speaking, writing, and listening Good computer literacy, Ms. Office, Internet, Khmer typing, and English.
High level of professionalism and discretion, responsibility, accountability, and commitment.
Strong analytical, problem-solving, and negotiation skills.
Good personal characteristics, including soft, friendly, and good communication skills, and the ability to work in a team spirit.
Willingness to travel frequently to the wide branch network offices.

Required Skills

MarketingFinanceEconomicsLendingSME/Commercial LendingFinancial Institution RegulationDirect Lending ManagementRelationship BuildingLoan Growth Target AchievementSME Market KnowledgeRisk ManagementMacroeconomicsTradingPortfolio TheoryFinancial Statement AnalysisEnglish SpeakingEnglish WritingEnglish ListeningComputer LiteracyMS Office

Benefits

Bonus Khmer New Year (100%)
Bonus Pchum Ben (100%)
Bonus End of Year
Insurance
Uniform

About KB PRASAC Bank

Company page Visit Website

KB PRASAC Bank Plc., a subsidiary of KB Kookmin Bank – Korea, is a newly commercial bank in Cambodia formed through the successful merger of PRASAC Microfinance Institution Plc. and Kookmin Bank Cambodia Plc. KB PRASAC Bank has a commercial license from the National Bank of Cambodia (NBC) and received the approval from the Ministry of Commerce (MoC) to conduct its banking operations officially in August 2023. The bank has consolidated total assets of USD 5.64 billion, deposit balance of USD 3.53 billion, total loan portfolio of USD 5.18 billion, 188 branch offices, and more than 10,000 staff. The merged bank will deliver more comprehensive and innovative banking services and products to the customers in Cambodia with state of art of digital banking system to in line with the growth and demand of the market. The bank is also dedicated to promoting financial inclusion, driving economic growth, and providing innovative financial solutions to its diverse clientele. To be the most trusted financial partner with innovative and sustainable services that are helpful for customer’s growth. To provide sustainable access to financial services to communities, and micro, small and medium enterprises.

Employees

10001 to 20000

Industry

Banking/ Insurance/ Microfinance

City

Phnom Penh