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Credit Underwriting Officer-Senior Executive

FinancePosted 1 mo ago

Location

Mean Chey | Phnom Penh

Job Type

FULLTIME

Experience

3+ Years

Experience level

Associate

Work Mode

On-site

Industry

Banking/Finance

Languages

English

About the role

Review loans submitted from branches and recommended to the credit committee.
Monitor team member performance for efficiency and support errors of loan proposals.
Collect and control errors of loan proposals, analyze and comment on loan cases in liaison with loan policies.
Provide regular on-site support to branches to encourage achieving targets, pushing or improving results.
Strengthen loan assessment with BM/DBM/HFSA/FSA.
Select poor portfolio performance of branches, identify problems and propose actions to improve.
Follow compliance from clients related to loan services.
Visit loan clients with loan size over Branch Manager authorization and provide loan recommendations if required by the Credit Committee.
Participate in Credit committee meetings to present loan information.
Identify potential opportunities by branch.
Regularly monitor Loan Portfolio Quality and Overdue reports from Branches.
Prepare monthly reports to management.
Perform other duties as assigned by Credit Underwriting Unit Manager.

Requirements

BA in Banking/Finance or Management or equivalence.
Minimum of 3 years of lending experience with a focus on loans segments.
Minimum of 2 years of experience in a regulated financial institution, preferable with some direct lending management experience.
Experience with building strong relationships to achieve loan growth targets.
Excellent knowledge of the market.
Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
Good technical knowledge of MS Office products (Excel, Word, others).
Strong knowledge in English.
Proactive, flexible and a good team player.
Ability on problem solving and good communication skills.
Good behavior committed and disciplined.

Required Skills

BankingFinanceManagementLendingLoan GrowthMarket KnowledgeRisk ManagementMacroeconomicsTradingPortfolio TheoryMS OfficeExcelWordRelationship BuildingProactiveFlexibleTeam PlayerProblem SolvingCommunication SkillsBehavioral Commitment

Compensation Details

Bonus:13th month

Benefits

Monthly salary
Khmer New Year bonus (1 month)
Pchum Ben bonus (1 month)
Annual bonus
Monthly savings for staff
Monthly pension fund according to labor law
Monthly team gathering allowance
Opportunities for promotion
Possibility for job training
Learn new skills and techniques

About null

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LOLC's vision is to be the most trusted provider of inclusive financial services in Cambodia. As a Cambodia’s leading microfinance institution, LOLC (Cambodia) Plc. is renowned for delivering financial solutions that meet the needs of Cambodian families, entrepreneurs and customers who look for economic opportunity to transform the quality of their lives. In 1994, LOLC (Cambodia) Plc. was founded as a credit program managed by a non-profit organization (Catholic Relief Service) and incorporated as Thaneakea Phum (Cambodia) Ltd. (TPC) in 2002. In 2003, the National Bank of Cambodia licensed TPC as a microfinance institution. In 2015, Thaneakea Phum (Cambodia) Ltd. changed its name to LOLC (Cambodia) Plc. (LOLC) and obtained a microfinance deposit taking license from the National Bank of Cambodia at the same time. LOLC Cambodia’s mission is to create lasting positive impact on the communities it serves through the sustainable delivery of inclusive and client-centric financial services, w

Industry

Banking/Finance