HRINC (Cambodia) Co., Ltd

Chief Risk Officer

GeneralPosted 3 w ago

Location

Phnom Penh

Job Type

FULLTIME

Experience

15+ Years

Experience level

Executive

Work Mode

On-site

Industry

Banking / Financial Service

Languages

Khmer, English

About the role

Senior enterprise control leader responsible for end-to-end risk governance, independent challenge and consolidated risk oversight across the Bank, with accountability for: Integrity and effectiveness of the enterprise risk management frame Quality, timeliness and transparency of risk reporting to Management and the Board Risk Committee Early identification and escalation of emerging risks, portfolio deterioration and limit breaches Independent oversight of credit, operational, market, liquidity, technology, information, model and environmental and social risks Forward-looking stress testing, capital and provisioning challenge Risk culture, capability and accountability across the three-lines model This is an independent enterprise control and strategic advisory role, not a credit approval, internal audit or compliance administration role.
Responsibilities and Duties 1.
Enterprise Risk Frame & Risk Appetite Governance Build, maintain and periodically review the enterprise risk management frame, risk appetite frame and supporting risk policies.
Translate Board-approved appetite into measurable limits, thresholds, key risk indicators and escalation triggers.
Provide independent challenge to strategy, plans, products, investments and material changes in the operating model.
Monitor aggregate and emerging risks and escalate material breaches, concentrations and control failures promptly.
Maintain clear risk ownership, committee mandates, delegated authorities and decision records.
Credit Portfolio Risk & Asset Quality Oversight Provide independent portfolio-level oversight of credit quality, concentrations, classification, restructuring, refinancing and potential evergreening risks.
Establish early-warning analytics and ensure timely challenge and intervention on deteriorating portfolios and priority accounts.
Independently assess expected credit loss, provisioning adequacy and loss forecasting in partnership with Finance and relevant control functions.
Monitor sector, geographic, product, collateral and large-exposure concentrations against approved limits.
Challenge credit policies, underwriting standards and portfolio strategies while preserving separation from first-line credit origination and approval.
Operational, Technology, Information & Model Risk Oversee operational risk ma.

Requirements

15+ years of progressive banking or financial services experience, including substantial leadership in enter e challenge and influence Board, executive and senior stakeholders.
Strong analytical judgement and ability to translate complex risk information into clear decisions and actions.
Bachelor's degree in Finance, Economics, Risk Management, Mathematics, Statistics, or a related discipline; a relevant master's degree is preferred.
Relevant professional qualification such as FRM, PRM, CFA, ACCA or equivalent is preferred.
Experience ing with banking regulators and Board Risk Committees; Cambodia or ASEAN banking exposure is advantageous.
High integrity, independence, courage, sound judgement and commitment to the Bank's values.

Required Skills

BankingFinancial ServicesLeadershipStakeholder ManagementAnalytical JudgementRisk ManagementDecision MakingAction PlanningFinanceEconomicsMathematicsStatisticsFRMPRMCFAACCABanking RegulationBoard Risk CommitteesIntegrityIndependence

Schedule & Flexibility

Schedule:standard

About HRINC (Cambodia) Co., Ltd

Visit Website

HRINC is the leading provider of HR Services to the Cambodia market and expanding to the South East Asia region. We support multinational companies and leading ASEAN conglomerates and SMEs with their Human Resource needs, from consulting and market intelligence, to outsourcing and compliance as well as recruitment.

Industry

Banking / Financial Service

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About the role

Senior enterprise control leader responsible for end-to-end risk governance, independent challenge and consolidated risk oversight across the Bank, with accountability for: Integrity and effectiveness of the enterprise risk management frame Quality, timeliness and transparency of risk reporting to Management and the Board Risk Committee Early identification and escalation of emerging risks, portfolio deterioration and limit breaches Independent oversight of credit, operational, market, liquidity, technology, information, model and environmental and social risks Forward-looking stress testing, capital and provisioning challenge Risk culture, capability and accountability across the three-lines model This is an independent enterprise control and strategic advisory role, not a credit approval, internal audit or compliance administration role.
Responsibilities and Duties 1.
Enterprise Risk Frame & Risk Appetite Governance Build, maintain and periodically review the enterprise risk management frame, risk appetite frame and supporting risk policies.
Translate Board-approved appetite into measurable limits, thresholds, key risk indicators and escalation triggers.
Provide independent challenge to strategy, plans, products, investments and material changes in the operating model.
Monitor aggregate and emerging risks and escalate material breaches, concentrations and control failures promptly.
Maintain clear risk ownership, committee mandates, delegated authorities and decision records.
Credit Portfolio Risk & Asset Quality Oversight Provide independent portfolio-level oversight of credit quality, concentrations, classification, restructuring, refinancing and potential evergreening risks.
Establish early-warning analytics and ensure timely challenge and intervention on deteriorating portfolios and priority accounts.
Independently assess expected credit loss, provisioning adequacy and loss forecasting in partnership with Finance and relevant control functions.
Monitor sector, geographic, product, collateral and large-exposure concentrations against approved limits.
Challenge credit policies, underwriting standards and portfolio strategies while preserving separation from first-line credit origination and approval.
Operational, Technology, Information & Model Risk Oversee operational risk ma.

Requirements

15+ years of progressive banking or financial services experience, including substantial leadership in enter e challenge and influence Board, executive and senior stakeholders.
Strong analytical judgement and ability to translate complex risk information into clear decisions and actions.
Bachelor's degree in Finance, Economics, Risk Management, Mathematics, Statistics, or a related discipline; a relevant master's degree is preferred.
Relevant professional qualification such as FRM, PRM, CFA, ACCA or equivalent is preferred.
Experience ing with banking regulators and Board Risk Committees; Cambodia or ASEAN banking exposure is advantageous.
High integrity, independence, courage, sound judgement and commitment to the Bank's values.