Woori Bank Cambodia

Credit Officer

FinancePosted 4 mo ago

Location

Cambodia

Job Type

FULLTIME

Work Mode

On-site

Industry

Banking/ Insurance/ Microfinance

About the role

Prepare capacity and career development plans and submit to manager for review and feedback.
Prepare personal monthly action plans, including village surveys, village promotions, loan application registrations, loan appraisals, loan disbursements, and cash collections.
Visit and follow up with clients, resolve overdue debts, and seek savings and money transfer services.
Estimate weekly, monthly, and quarterly cash needs for loan operations.
Assist the Branch Manager in preparing monthly plans and loan expansion plans.
Conduct feasibility studies of villages for expansion in designated operational areas.
Complete customer loan applications, collect, analyze, and generate necessary information for loan assessment (using IPAD).
Disburse approved loans to customers, explaining loan contract terms, repayment schedules, and other necessary information (using IPAD if available).
Provide loan repayment schedules and loan contracts to each customer after disbursement.
Adhere to business protocols correctly and ensure high customer satisfaction.
Resolve loan issues and ensure customer credit discipline.
Report daily on the progress of issues, including overdue loans, to the direct supervisor.
Strictly and effectively implement fraud prevention guidelines.
Update monthly Key Performance Indicator (KPI) reports.
Report irregularities, fraud, misapplication, misconduct, or any serious behavior by others (colleagues, subordinates, supervisors...) to appropriate personnel (direct supervisor or management team members of Oury Bank).

Requirements

Currently studying or have completed a Bachelor's degree in Banking and Finance, Accounting, Economics, and Business Management.
Possess communication, promotion, analytical, and calculation skills.
Be honest and highly responsible for work.
Be friendly, clear, and meticulous in performing duties.
Be respectful and impartial when performing duties with all customers.
Be willing to share, cooperate, and work as a team.
Able to travel regularly by motorcycle and must have a motorcycle or car driver's license.
Must own a motorcycle that can be used for long-distance travel.
Residing in the operational area or province is preferable.

Required Skills

Banking and FinanceAccountingEconomicsBusiness ManagementCommunicationPromotionAnalytical SkillsCalculation SkillsHonestyResponsibilityFriendlinessClarityMeticulousnessRespectfulnessImpartialityWillingness to ShareCooperationTeamworkTravelMotorcycle Driver's License

Benefits

Competitive remuneration package
Opportunity for career and personal development
Opportunities for promotion
Possibility for job training
Learn new skills and techniques

About Woori Bank Cambodia

Company page Visit Website

Our vision: Innovate Today, Create Tomorrow. Our mission: Contributing to the Cambodian Economy through better Financial Services for our Customers. Woori Bank (Cambodia) Plc. is one of the leading commercial banks in Cambodia with headquarter based in South Korea. Woori Bank has rooted in Cambodia for almost 30 years in serving Cambodians with smart financial services and solutions such as loans, deposit, domestic and international fund transfer, mobile banking, bill payment, ATM services and other financial services. Woori Bank (Cambodia) has committed to make life better through Fast, Convenient and Trustworthy banking experiences. Woori Bank (Cambodia) has extended its operational network to 145 branches in nationwide. Woori Bank is a global bank, established from South Korea Since 1899 with total assets of US$384 Billion and a coverage spanning across 713 branches in South Korea and 464 international networks in 24 countries including Cambodia (as of end of 2022).

Employees

1001 to 5000

Industry

Banking/ Insurance/ Microfinance

City

Phnom Penh