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LOLC (CAMBODIA) PLC

Credit Underwriting Officer-Senior Executive

FinancePosted 4 d ago

Location

Mean Chey | Phnom Penh

Job Type

FULLTIME

Experience

3+ Years

Experience level

Associate

Work Mode

On-site

Industry

Banking

Languages

English

About the role

  • Review loans, which are submitted from branches and recommended to the credit committee.
  • Monitor the performance of team members to have more efficiency and support errors of loan proposals submitted by branches.
  • Collect and control errors of loan proposals submitted by branches, analyzed and commented on loan case in liaison with loan policies.
  • Regular on-site support to branch net in order to encourage achieving targets, pushing or improving results.
  • Strengthen loans assessment with BM/DBM/HFSA/FSA.
  • Select poor portfolio performance of branches, identify problems and propose actions to improve.
  • Follow compliant from clients related to loan services.
  • Visit loan clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it's required by the Credit Committee.
  • Participate in Credit committee meeting to present the loan information.
  • Identify potential opportunities by branch (cluster markets, potential clients by sector, activities, etc. Regularly monitor Loan Portfolio Quality and Overdue report from Branches.
  • Preparing monthly report to management.
  • Perform other duties as assigned by Credit Underwriting Unit Manager.

Requirements

  • BA in Banking/Finance or Management or equivalence.
  • Minimum of 3 years of lending experience with a focus on loans segments.
  • Minimum of 2 years of experience working in regulated financial institution, preferable with some direct lending management experience.
  • Experience with building strong relationships to achieve loan growth targets.
  • Excellent knowledge of the market.
  • Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
  • Good technical knowledge of MS Office products (Excel, Word, others).
  • Strong knowledge in English.
  • Proactive, flexible and a good team player.
  • Ability on problem solving and good communication skills.
  • Good behavior committed and disciplined.

Required Skills

Banking/FinanceManagementLendingLoan SegmentsLending ManagementRelationship BuildingLoan GrowthMarket KnowledgeRisk ManagementMacroeconomicsTradingPortfolio TheoryMS OfficeExcelWordEnglishProactiveFlexibleTeam PlayerProblem Solving

Compensation Details

Bonus:performance bonus

Benefits

  • Monthly salary
  • Khmer New Year Bonus
  • Pchum Ben Bonus
  • Year-end bonus
  • Medical allowance for staff and family members
  • Hospitalization allowance for staff and family members
  • Monthly staff saving scheme

About LOLC (CAMBODIA) PLC

Company page Visit Website

LOLC's vision is to be the most trusted provider of inclusive financial services in Cambodia. As a Cambodia’s leading microfinance institution, LOLC (Cambodia) Plc. is renowned for delivering financial solutions that meet the needs of Cambodian families, entrepreneurs and customers who look for economic opportunity to transform the quality of their lives. In 1994, LOLC (Cambodia) Plc. was founded as a credit program managed by a non-profit organization (Catholic Relief Service) and incorporated as Thaneakea Phum (Cambodia) Ltd. (TPC) in 2002. In 2003, the National Bank of Cambodia licensed TPC as a microfinance institution. In 2015, Thaneakea Phum (Cambodia) Ltd. changed its name to LOLC (Cambodia) Plc. (LOLC) and obtained a microfinance deposit taking license from the National Bank of Cambodia at the same time. LOLC Cambodia’s mission is to create lasting positive impact on the communities it serves through the sustainable delivery of inclusive and client-centric financial services, while at the same time generating stakeholder value. LOLC Cambodia’s mission is to create lasting positive impact on the communities it serves through the sustainable delivery of inclusive and client-centric financial services, while at the same time generating stakeholder value.

Employees

201 to 500

Industry

Banking

City

Phnom Penh

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