KB PRASAC Bank

Senior Credit Review Officer

Financeបានបង្ហោះ 4 mo ago

Location

Cambodia

Job Type

FULLTIME

Work Mode

On-site

Industry

Banking/ Insurance/ Microfinance

Languages

English

អំពីតួនាទី និងភារកិច្ច

Conduct review loan and reassessment on client status such as client’s business status, client’s deb, collateral value evolution and other variance that affect to loan quality based on plan and supervise.
Select loan review based on criteria and loan overdue occurred.
Onsite visit branch and client if necessary or required.
Verify the appropriate of loan provided such as loan condition, loan comply to policy, support document, etc. Oversight the implementation of credit assessment at branch level for evaluate credit compliance.
Find out the root causes of risk exposed and analyze portfolio quality for the future impaction to management.
Recommendation on existing loan reviewed to maintain loan quality proactive for NPL.
Follow up the report responding by branch manager.
Perform other tasks as required by management.

លក្ខខណ្ឌតម្រូវការងារ

Bachelors/ Master’s degree or equivalent in Finance, Economics or Another quantitative field.
Strong knowledge of the principles of lending.
Experience as Credit Review or any relevant to credit controlling.
Good technical knowledge of MS Office products (Excel, Word, others).
Broad knowledge of work methods and credit methodology of the institution.
Broad knowledge of policies, procedures and credit processes.
Knowledge of target segment, institution’s coverage area and work zones.
Strong knowledge in English.
Proactive, flexible and a good team player.
Ability on problem solving and good communication skills.
Good behavior, committed and disciplined.

ជំនាញចាំបាច់

FinanceEconomicsQuantitative AnalysisLending PrinciplesCredit ReviewCredit ControllingMS OfficeExcelWordCredit MethodologyPolicies and ProceduresCredit ProcessesTarget Segment KnowledgeEnglishProactiveFlexibleTeam PlayerProblem SolvingCommunication SkillsGood Behavior

ព័ត៌មានលម្អិតអំពីប្រាក់បំណាច់

Bonus:13th month

អត្ថប្រយោជន៍ទទួលបាន

Bonus Khmer New Year (100%)
Bonus Pchum Ben (100%)
Bonus End of Year
Insurance
Uniform

អំពី KB PRASAC Bank

ទំព័រក្រុមហ៊ុន ចូលមើលគេហទំព័រ

KB PRASAC Bank Plc., a subsidiary of KB Kookmin Bank – Korea, is a newly commercial bank in Cambodia formed through the successful merger of PRASAC Microfinance Institution Plc. and Kookmin Bank Cambodia Plc. KB PRASAC Bank has a commercial license from the National Bank of Cambodia (NBC) and received the approval from the Ministry of Commerce (MoC) to conduct its banking operations officially in August 2023. The bank has consolidated total assets of USD 5.64 billion, deposit balance of USD 3.53 billion, total loan portfolio of USD 5.18 billion, 188 branch offices, and more than 10,000 staff. The merged bank will deliver more comprehensive and innovative banking services and products to the customers in Cambodia with state of art of digital banking system to in line with the growth and demand of the market. The bank is also dedicated to promoting financial inclusion, driving economic growth, and providing innovative financial solutions to its diverse clientele. To be the most trusted financial partner with innovative and sustainable services that are helpful for customer’s growth. To provide sustainable access to financial services to communities, and micro, small and medium enterprises.

Employees

10001 to 20000

Industry

Banking/ Insurance/ Microfinance

City

Phnom Penh